Have you ever lost a piece of jewelry or had a piece of diamond jewelry stolen? If so, you know first-hand how important jewelry insurance can be.

Valuable pieces of jewelry, like your diamond engagement ring, are heirloom investments and should be insured against loss, damage, and theft.

When you purchase a piece of jewelry from Americus Diamond we provide you with a free appraisal for insurance. To understand how to insure your jewelry, contact the agent who handles your homeowner's or tenant's insurance to discuss adding a personal article floater to your existing plan. Most insurance policies only cover $500 so it is very important to itemize and add coverage for your valuable jewelry items. Your agent can advise you on the amount of insurance needed for adequate coverage.

You may also want to consider using a jewelry insurance specialist such as Jewelers Mutual. For more information on their insurance programs, click here or contact one of their personal jewelry insurance customer service representatives at 888-884-2424.